CKB Annual Report 2018

2018 Board of Directors of Cross Keys Bank Michael R. Vizard – Chairman Shane Bridges – Banker Kevin Bryan – Architect Scott Franklin – Businessman Jan Bagwell Johnston – DDS E.D. Shaw, III – Businessman Darrell VandeVen – Planter Benjamin M. Watson – Banker William Brooks Watson – Attorney

2018 Board of Directors of BSJ Bancshares, Inc.

Rebecca Vizard , Chairman Harry Truman Goldman, III Benjamin M. Watson Scott Watson

WilliamW. Watson Michael R. Vizard

Cross Keys Bank Officers

Claire Rosenzweig – VP, AssistantController Megan Smith – VP, ComplianceOfficer Merrill Wautlet – VP, BusinessDevelopmentOfficer, Shreveport Babbette Adcock – AVP, HudsonLaneLeasing&Properties Manager Fred Clark – AVP, Lending,WestMonroe Kelly Coates – AVP, BSA,OFAC, &SecurityOfficer Sherry Darnell – AVP, Electronic (E) BankingOfficer Kandy George – AVP, BranchManager, Lending, Rayville Robin McVay – AVP, BranchManager, St. JosephandOperations Assistant Sharon O’Briant – AVP,MortgageDepartment

Michael R. Vizard – Chief Executive Officer (CEO) Shane Bridges – President & Chief Credit Officer (CCO) Mandy Smart – Executive VP & Chief Operations Officer (COO) BenjaminM.Watson – ExecutiveVP&Chief FinancialOfficer (CFO) Chris Fuller – Market President,Monroe&Sterlington Walter Hillman – Market President, Richland&Madison Mike Thompson – Market President, Tensas

Samuel C. Feldhaus – SVP, IT& InformationSecurityOfficer Linda Green – SVP, CreditDepartmentManager

Beverly Joiner – SVP,MortgageLending Chad Monsour – SVP, CrossKeys Insurance William Brooks Watson – SVP, Legal Counsel

Sydney Booth – CRAOfficer, CreditAnalyst Pam Essex – Asst BranchManager, Lending, Tallulah Landon Joiner – MortgageLoanOfficer,Monroe George Matthews – LoanOfficer, St. Joseph Brooke Spillars – LoanOfficer, St. Joseph

Patricia Ardis – VP, CollectionOfficer Bradley Bridges – VP, Lending,WestMonroe Justin Gambill – VP, Lending, Shreveport Shelly Harrell – VP, BoardSecretary, ExecutiveAdministrative Assistant Pete Hays – VP, Lending, Shreveport Lee Riordan – VP, BranchManager, Lending, Sterlington Tracey Robinson – VP,MortgageDepartmentManager Jeremy Rodden – VP,MarketManager,MadisonParish

Cross Keys Bank 2019 pg. 29