CKB Annual Report 2019

Board of Directors of Cross Keys Bank Michael R. Vizard – Chairman Shane Bridges – Banker Kevin Bryan – Architect Scott Franklin – Businessman Jan Bagwell Johnston – DDS E.D. Shaw, III – Businessman Darrell VandeVen – Planter Benjamin M. Watson – Banker William Brooks Watson – Attorney

Board of Directors of BSJ Bancshares, Inc. Benjamin M. Watson – Chairman Harry Truman Goldman, III Michael R. Vizard Rebecca Vizard Scott Watson William Brooks Watson

Cross Keys Bank Officers

Justin Gambill – VP, Lending, Shreveport Shelly Harrell – VP, BoardSecretary, ExecutiveAdministrative Assistant Tracey Robinson – VP,MortgageDepartmentManager Claire Rosenzweig – VP, AssistantController Megan Smith – VP, ComplianceOfficer Babbette Adcock – AVP, HudsonLaneLeasing&Properties Manager Kelly Coates – AVP, BSA,OFAC, &SecurityOfficer Sherry Darnell – AVP, Electronic (E) BankingOfficer Robin McVay – AVP, BranchManager, St. JosephandOperations Assistant Sharon O’Briant – AVP,MortgageDepartment

Michael R. Vizard – Chief Executive Officer (CEO) Shane Bridges – President & Chief Credit Officer (CCO) Mandy Smart – Executive VP & Chief Operations Officer (COO) BenjaminM.Watson – ExecutiveVP&Chief FinancialOfficer (CFO) Chris Fuller – ExecutiveVP,Market President&WesternDivision Chief LendingOfficer (CLO) Walter Hillman – Market President, Richland&Madison Mike Thompson – Controller, HumanResourcesDirector& Market President, Tensas

Bradley Bridges – S VP,MarketManager,WestMonroe Samuel C. Feldhaus – SVP, IT& InformationSecurityOfficer

Linda Green – SVP, CreditDepartmentManager Pete Hays – SVP,MarketManager, Shreveport William Handy – SVP, Lending, Sterlington Beverly Joiner – SVP,MortgageLoanOfficer Chad Monsour – SVP, CrossKeys Insurance Lee Riordan – S VP,MarketManager, Sterlington Jeremy Rodden – SVP,MarketManager, Tallulah Greg Scallan – SVP, Lending,WestMonroe William Brooks Watson – SVP, Legal Counsel

Sydney Booth – CRAOfficer, CreditAnalyst Kelly Burt – MortgageLoanOfficer, Shreveport Pam Essex – Asst BranchManager, Lending, Tallulah Landon Joiner – MortgageLoanOfficer,Monroe Jeremy Lowe – MortgageLoanOfficer,WestMonroe Tammy McKee – MortgageLoanOfficer, Shreveport

Brooke Spillars – LoanOfficer, St. Joseph JohnnyWilliams – LoanOfficer, Rayville

Patricia Ardis – VP, CollectionOfficer Fred Clark – VP, Lending,Monroe