Cross Keys Bank 2017 Newsletter v.2

Cross Keys Bank is a full service bank founded in 1902 to meet the needs of a growing community. For the past 115 years, service, honor, and integrity have been the guiding principles of Cross Keys Bank, but personal commitment is what sets us apart. We are neighbors and friends who value the traditions that strengthen community while embracing the innovations that make life a little more convenient for everyone. From personal checking, savings, insurance and investment accounts to a full range of business banking products, the friendly professionals at Cross Keys Bank are here for you. Visit any of our convenient locations or call on us if you need help with any of our products.

Our mission is to help our customers succeed. By their success we will succeed.

Table of Contents Letter From the Chief Executive Officer and President.........................................................................4 Recognizing Retirees..................................................................................................................................................6 Merrill Wautlet, United Way Board Member Spotlight..........................................................................7 Employee Promotions...............................................................................................................................................8 New Years Resolution Check-Up.........................................................................................................................9 Dear Geek Girl..............................................................................................................................................................10 CKB Employee Day ..................................................................................................................................................12 CKB Donations.............................................................................................................................................................14 Events................................................................................................................................................................................16 Race For the Cure.......................................................................................................................................................20 Cross Keys Travel Club.............................................................................................................................................22 Message to Our Shareholders and Customers........................................................................................24 CKB Officers...................................................................................................................................................................25 Comparative Statement of Condition..........................................................................................................26 Comparative Statement of Earnings..............................................................................................................27

Cross Keys Bank 2017 pg. 3