Cross Keys Bank Spring 2016 Newsletter

T A B L E O F C O N T E N T S

Cross Keys Bank is a full service bank founded in 1902 to meet the needs of a growing community. For the past 114 years, integrity, service and stability have been the guiding principles of Cross Keys Bank, but personal commitment is what sets us apart. We are neighbors and friends who value the traditions that strengthen community while embracing the innovations that make life a little more convenient for everyone. From personal checking, savings, insurance and investment accounts to a full range of business banking products, the friendly professionals at Cross Keys Bank are here for you. Visit any of our convenient locations or call on us if you need help with any of our products.

Generations of Growth One hundred and fourteen years ago the prudent management of a young bank enabled it to grow and prosper. Over the years the Cross Keys Bank family has grown to include Cross Keys Investment Services, Cross Keys Insurance and Cross Keys Mortgage. Trusted by generations, your family can count on the strength and stability of ours. All the time.

OUR MISSION IS TO HELP OUR

Letter from the Chairman/Chief Executive Officer . . . . . . . . . . . . . . . . . .2 2016 Brings Leadership Changes to Cross Keys Bank . . . . . . . . . . . . . . . . .4 Shane Bridges Appointed Cross Keys Bank President . . . . . . . . . . . . . . . . 4 Cross Keys Honors, Thanks Retiring Directors . . . . . . . . . . . . . . . . . . . .5 Cross Keys Welcomes Sterlington Vice President & Branch Manager Lee Riordan . . . .7 Community Financial Insurance Center Honors Cross Keys Insurance . . . . . . . . 7 Dear Geek Girl: Tech Advice Column . . . . . . . . . . . . . . . . . . . . . . . .8 Northwest Louisiana Branch Grows . . . . . . . . . . . . . . . . . . . . . . . . 9 Kayne Pierce Committed to Shreveport/Bossier Community . . . . . . . . . . . . .9 Cross Keys Rewards Staff with Promotions . . . . . . . . . . . . . . . . . . . . 10 IRA Dilemma: Traditional or Roth? How about a combo? . . . . . . . . . . . . . . 10 Envoy Mortgage and Cross Keys Mortgage Team Up to Donate . . . . . . . . . . . 11 Cross Keys Bank Annual Employee Day . . . . . . . . . . . . . . . . . . . . . 12 Pete Hays Serves as Team Leader at Shreveport Numana Event . . . . . . . . . . . 13 CKB Tallulah Branch Supports Senior Care Center Crimestoppers Program . . . . . 13 Cross Keys Travel Club Keeps Going! . . . . . . . . . . . . . . . . . . . . . . . 14 CKB Photo Ops . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 BSJ Bancshares, Inc. & Cross Keys Bank 2015 Annual Report . . . . . . . . . . . . 16

CUSTOMERS SUCCEED. BY THEIR SUCCESS WE WILL SUCCEED.

CROSS KEYS BANK | MARCH 2016 3